Our father-daughter team of financial experts have years of experience in business and the mortgage industry, with a solid foundation in technology to help you navigate the new world of digital lending.
We start by taking the time to talk to you one-on-one, listen to your concerns and goals and make sure every question you have is answered clearly. Then, we shop and match your needs with one of our multiple national wholesale lenders for the best loan program and rates available.
Our commitment to you is to make the entire mortgage experience as simple and as streamlined as possible, while keeping you updated along every step of the process.
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Broker
Steve is the owner and broker of Lake Tahoe Mortgage, which he founded in 2016. He has lived in Lake Tahoe for over 35 years with his family after chasing the mountain life here from southern California. As an entrepreneur and CPA, Steve's depth of knowledge of business, taxes, and finance enhances his ability to strategically advise clients on their options when planning real estate transactions. He thoroughly enjoys solving the problem of what’s best for you, by helping you plan in detail your next move investing in real estate for your financial future.
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Loan Originator
Meredith Herr joined her dad Steve at Lake Tahoe Mortgage in 2020 as a licensed loan officer after working for 10 years in corporate accounting and compliance for pre- and recent-IPO companies in Silicon Valley. Meredith approaches each client's financial position with a holistic view of their long term and short term goals to find the best loan program to support their needs. She is especially passionate about working with women and first-time homebuyers to help them thoroughly understand the home loan process and how real estate can be used as a tool to build wealth.
Meredith holds an MBA from the University of Nevada as well as a BA from the University of Denver. She also currently serves as the Nevada Political Advocacy Captain on behalf of the Association of Independent Mortgage Experts (AIME). In her free time you can find her on the slopes in the winter and hiking all over the Sierras with her chocolate lab, Oakley.
Testimonials with Steve
I can’t endorse Steve  / LT Mortgage enough - as a small business owner qualifying for a mortgage can get complicated. Steve has provided invaluable in-depth counsel and on how to successfully position ourselves to access great products. We’ve worked on 3 transactions now - I can’t imagine using anyone else.
I was lucky to find Steve four years ago when purchasing our family's home in Incline Village. Steve's knowledge of the financial world in general in addition to his seemingly comprehensive knowledge of the mortgage business has made him not just a mortgage broker for me, but a trusted advisor as well. He has a knack for finding the right lender with the perfect product for those of us who do not fit the traditional mold. He proved this again for me this year by helping me refinance even after the financial hiccups that came with the pandemic. I plan to work with him again, and would recommend his service to absolutely everyone.
Steve was always quick to respond and update me about new developments in the loan process. He did a great job of customizing the experience to my needs as well. Answered all my questions with clear, thorough responses, and as a first time home buyer, I had a lot of questions. I cannot recommend this team highly enough!
This was a refinance, I also used LTM for my original purchase. LTM was suggested to me by my realtor and I was so pleased with their initial services I immediately called Steve about the refinance. Steve and I have been discussing this refinance for a few months now and based on his recommendations I waited and went from a 4.5 % down to 2.75 %. Steve and Meredith both worked closely with me to insure it was a smooth transition. They are very professional, timely and most of all very knowledgeable. I felt like they treated me as family. I was appraised every step of the way and all my questions and/or concerns were immediately addressed. They are driven to provide excellent service with no pressure. Couldn’t be more pleased, I have even referred LTM to a friend who is purchasing a home. I highly recommend LTM.......you won’t regret it!
Amazing!!! Steve never misses a call. Answers all questions. If he doesn't know, then he finds out the answer same day! I will never use anyone else other than Steve!!! Thank you for all you have done!
Tom Selleck wasn't available to discuss a reverse mortgage with us so we decided to talk to Steve Bennett, instead. In all seriousness, I was totally adverse to even considering a reverse mortgage given the many years of bad press. However, after giving Steve a chance to explain the features and benefits of the product, it became clear it was exactly right for us. Steve took his time in his no-pressure capacity to explain every conceivable detail to us. At the end of the day here's the deal: We NEVER have to make another mtg payment....EVER! We are guaranteed to own and stay in our home as long as we choose, providing we pay our property taxes and insurance as well as maintain the home. While the loan balance will accrue at roughly 3% annually the home is projected to increase at 4%. If we decide to sell our home in 10-15 years we will still have considerable equity to look forward to. I could go on & on about the benefits from our perspective......However, give Steve a call. He can tailor those same benefits to your situation and I can promise it will be a rewarding experience.
Steve at Lake Tahoe Mortgage made the entire mortgage process seamless and educational. Steve was always available to answer questions and provide his professional insight. His guidance through the process truly adds value to working with Lake Tahoe Mortgage. I would highly recommend working with Steve Bennett at Lake Tahoe Mortgage.
Testimonials
Meredith will forever be a part of our new home. Working with Meredith allowed me to save enough money on closing costs to buy the furniture we have now. Thank you so much from the bottom of my heart.
Meredith came highly recommended to us. She spent a good amount of time explaining our options to purchase the home we had been renting for 3 years, and within hours of completing an application we received pre-approval. I had lots of questions and Meredith continually responded quickly, which helped reduce my stress a made me feel confident throughout the transaction. In less than 30 days we owned the home we had fallen in love with. I highly recommend her and would use her again as our broker.
Meredith is amazing! I have worked with her on two refinances and one purchase loan and always have a wonderful experience. She’s very thorough and explains everything clearly. She’s the only one I trust to do any type of home loan with!
Meredith is extremely professional, responsive, and thorough. If I have mortgage needs in the future, she would be the only one I would call.
My experience with Meredith was seamless and straightforward. She helped me with every aspect of my situation and found the best solution for my financial goals. She prepared a lot of scenarios and I felt confident in choosing my final loan. I highly recommend Meredith and she will forever be my mortgage broker.
Meredith Herr is totally outstanding. She answers her phone anytime we call and got our loan done for us in record time – less than 30 days. I would recommend Meredith and Lake Tahoe Mortgage to everyone we know.
What an excellent experience! Meredith was a cut above the rest. I have never worked with a mortgage broker before, and I was truly shocked at the better interest rates and multiple options in lenders that I was able to select from. The document gathering process was painless, the appraisal was fast, and the closing was smooth. Meredith provides fast and responsive customer service and knows the Reno and Tahoe markets exceptionally well.
If you would like to learn more about any loan, please call us







