Opening the Doors to Homeownership

Home loans insured by the Federal Housing Administration (FHA) can make it easier for you to qualify to purchase or refinance a home. This loan option offers flexible qualification guidelines to help people who may not qualify for a conventional mortgage.

FHA loans are widely used by first-time homebuyers and people with low-to-moderate incomes since this government-insured mortgage features:
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• Low down payments
   

• Flexible income and credit requirements
   

• Fixed- and adjustable-rate mortgages
   

• Loans for 1-4 unit properties and condos may be available
   

• Down payment funds can be a gift from a relative or employer*
   

• Home sellers can contribute up to 6% of the closing costs

   *Subject to underwriting review and approval.

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If you are interested in a FHA loan, please contact us.