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We provide you with all the knowledge you need to understand your options and make the best possible choice for you and your family.


Getting preapproved can have many advantages for home buyers and can even expedite the buying process.

Some of the benefits include:

• Determine how much you can afford ahead of time, before you meet with your Realtor
• Get a general idea of what you monthly payment will be, including       property taxes and homeowner's insurance
• Understand all of your down payment options
• Identify qualifying loan programs

• Estimated your total cash to close escrow

Most importantly, you can improve seller negotiations. The seller may be more inclined to accept your purchase offer when they know you are qualified to buy their home.

What you need for Preapproval:


• Income and Employment History
• Monthly Debts and Credit Score
• Source and Amount of Down Payment and Closing Costs
• Completed Loan Application

If you would like to learn more about any loan, please call us

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