After you have consulted your Loan Officer and have be preapproved, your Real Estate Agent helps you determine your goals to find the home that best suits your budget, lifestyle and personal needs.

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Access the Multiple Listing Service (MLS) to find properties for sale in your preferred community. The MLS is the most complete database of properties for sales, and it speeds up research your real estate agent can do for you.

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Protect your rights. Real Estate and mortgage finance laws have become quite complicated. Your agent will keep you up-to-date on what is required of you, the seller or seller's agent.  Your Loan Officer will guide you through Federal and State mortgage disclosure requirements.

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Negotiate for you. Ones you find a home you want to buy, your real estate agent handles the process with the seller, or seller's agent, to come to agreement on terms to write-up and execute a Purchase Contract.